What Will You Walk Away With? Home Sale Net Proceeds Calculator
Before you decide to sell, the most important number isn’t your list price — it’s what you actually keep. This calculator walks you through every deduction a Tennessee seller can expect: agent commission, closing costs, transfer tax, mortgage payoff, and more. Plug in your numbers and see your estimated net proceeds in seconds. When you’re ready for an official Seller’s Net Sheet based on your specific property, Tim and Lori are happy to run one for free.
Team Denehy Real Estate · Jamestown, TN
Net Proceeds Calculator
Selling your home? See exactly what you’ll walk away with after commission, closing costs, and mortgage payoff — before you ever list.
🏠Your Home & Sale
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Use your list price or estimated value
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Enter $0 if you own free & clear
💰Commissions & Agent Fees
%
Typically 5–6% split between listing & buyer’s agent
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Credits offered to buyer (repairs, closing help, etc.)
📋Closing Costs & Other Deductions
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~$600–$1,200 typical in TN
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TN: $0.37 per $100 of sale price
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~$350–$600 typical in TN
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~$400–$700 if offered to buyer
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Known or estimated pre-sale costs
$
Moving, staging, prorated taxes, etc.
Tennessee charges $0.37 per $100 of sale price (paid by seller)
Your Estimated Net Proceeds
$0
What you’ll walk away with at closing
Sale Price
$0
Total Deductions
$0
📈Proceeds Breakdown
🏠Sale Price—
−🏠Mortgage Payoff—
−🤝Agent Commission—
−💰Seller Concessions—
−📋Title & Escrow—
−🏭Transfer Tax—
−⚖Attorney Fees—
−🛠Home Warranty—
−🔨Repairs / Pre-Sale—
−📦Other Costs—
=✅Net Proceeds at Closing—
Where Your Sale Price Goes
Your Net
Mortgage Payoff
Commission
Closing Costs
Other
📊Key Numbers
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Gross Equity
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Total Cost to Sell
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You Keep
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Commission Amount
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Total Closing Costs
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Net Proceeds
A quick note: These figures are estimates for planning purposes only. Your actual net proceeds depend on your final negotiated sale price, lender payoff statement, local closing costs, and prorated items like property taxes and HOA dues. Tennessee has no state income tax — but if you have significant capital gains, consult a CPA about federal tax implications. Always request a formal Seller’s Net Sheet from your agent before listing.
Want a free, personalized Seller’s Net Sheet?
We’ll run the real numbers for your specific property — including a current market analysis so you know exactly what your home is worth and what you’ll walk away with.