Free Tool for Investors

How much can you keep?

Selling a rental property can trigger a significant federal capital gains tax bill — often 15 to 20 percent of your profit. A 1031 like-kind exchange lets you defer that tax entirely by rolling your equity into a new investment property. Tennessee’s zero state income tax makes this strategy even more powerful here.

Team Denehy · Investor Tools
1031 Exchange Deferral Estimator

Selling an investment property? See how much in capital gains taxes you could defer by rolling your equity into a new “like-kind” property here in the Upper Cumberland.

🏠Property You’re Selling
$
Your adjusted cost basis in the property
$
$
Typically 6–8% of sale price
📋Tax & Exchange Details
Tennessee has no state income tax on gains
$
Total depreciation taken (taxed at 25% — enter $0 if unsure, ask your CPA)

ⓘ Tennessee has no state income tax on capital gains. Your primary tax liability is federal — a significant advantage for Upper Cumberland investors.

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Taxes You Could Defer
Federal capital gains + depreciation recapture
—
Equity Available to Reinvest
Net proceeds available for next property
📈Full Gain & Deferral Breakdown
Gain Calculation
Sale Price—
Selling Costs—
Adjusted Cost Basis—
Realized Capital Gain—
Tax Deferral Estimate
Capital Gains Tax (federal)—
Depreciation Recapture Tax (25%)—
Tennessee State Tax$0 — No state income tax
Total Tax Deferred via 1031—
To Defer 100% of Your Taxes You Must Reinvest At Least:
—
Into a like-kind property of equal or greater value and debt within 180 days
ⓘ Important 1031 Exchange Rules: You have 45 days from closing to identify replacement properties and 180 days to close on the new property. A Qualified Intermediary (QI) must hold your funds — you cannot take possession of the sale proceeds. This tool uses standard federal rates and is for estimation only. Always consult a Qualified Intermediary and your CPA before starting an exchange.

Ready to trade up in the Upper Cumberland?

A 1031 Exchange can dramatically accelerate your portfolio growth. We can point you toward replacement properties that meet your timeline and return targets.

Talk to Team Denehy →
Ready to Talk Numbers?

Let’s find the right opportunity.

Tim & Lori can walk you through what these numbers mean for your specific situation and point you toward properties that fit your criteria.

Talk to Tim & Lori

(702) 569-9557